Most would agree that health insurance is one of the cornerstones of any financial and wealth prptection plan.  While many people believe that individual health insurance carrys a high price tag, the introduction of Health Savings Accounts(HSAs) combined with a high deductible health plan has significantly lowered premiums to millions of Americans.

 

In theory, the funding of the health savings account comes from the dollars not being spent on a plan which “pays” for the privilege of co-pays and lower deductibles. By allowing individuals to keep the money in the account not used, the government reintroduces the consumer into the health insurance equation; creating an incentive to check bills, compare costs, and evaluate urgency/frequency of appointments.  Consumers can deduct dollars contributed to the HSA account from their gross income, resulting in tax-free medical dollars.

Whether or not an HSA plan is right for you, we are confident that we can create a solution that is right for YOU!

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