Long Term Care Insurance

Many are unaware that Medicare, Medicare Supplements and health insurance policies will NOT pay for long term care. Long term care may include nursing home care, respite care or even adult day care. The need for long term care may arise at ANY age due to a prolonged illness that may be temporary or permanent. Some long term care policies offer certain federal tax advantages, as well as discounts if an individual and spouse apply together. One of the best ways to protect one’s assets and income is by purchasing long term care while still in good physical health. Call us at Daines Insurance – we can listen to your personal situation and help you find a long term care policy for you and/or your loved ones.